Business Laws: What You Need to Know

There are a myriad of things you must think about when opening any type of business whether it is a small business or a large corporation and one of those is how business law may affect you. Failure to pay attention to business and corporate law can land you in a world of trouble-both legal and financial. The good news is that you do not necessarily need to be a graduate of a fancy business law college or have a business law major to brush up on the basic ideas of small business law and corporate business law.

If you’ve paid attention to the headlines lately, you probably know that employment law for business is one of the number one areas where you can get into trouble if you aren’t up on all the employment laws and regulations. There are numerous laws that govern the employment of both regular employees and contract employees. Just for a broad overview, take a look at all the employment business laws you must meet:

· Civil Rights Act of 1966

· The Equal Pay Act of 1963

· Americans with Disabilities Act

· The Immigration Reform and Control Act of 1986

· The Age Discrimination in Employment Act

· The Equal Employment Opportunity Act

· The Bankruptcy Act

· The Occupational Safety and Health Act

· FMLA, the Family Medical Leave Act

· Employee Polygraph Protection Act Labor Law

· FLSA, the Fair Labor Standards Act

And that’s not even counting the various state employment business laws that might apply to your business! If you aren’t sure of whether you are meeting all the regulations, it’s a good idea to get a checkup for your HR department.

Do you happen to work in the international arena? If you have anything at all to do with international business, then you should be aware of the many ways in which international business law can affect you, your business and your bottom line. At a minimum, you need to make sure that you meet general international business laws, specialized export laws, import laws and any laws of the foreign country in which your business operates.

And what about the business law scene at home? Were you aware that in addition to Federal business law and international business law, you are probably required to meet State business law regulations? Do you know whether you need a business permit or license? Failure to obtain one can result in the shutdown of your business and hefty fines and penalties. This is just one of the ways that state business law, such as California business law, can affect the health of your business if you aren’t careful to stay on top of things.

Finally, what about Internet and online business laws? Were you even aware that there was such a thing? The Internet has exploded so much in the last decade that the government has found it necessary to institute Internet compliance laws. If you operate a website of any kind and do not meet the compliance regulations, that site could be shut down and you could face criminal prosecution and hefty fines.

Of course, no one should ever attempt to navigate the complexities of any type of business law alone and the best course of action is to always seek the qualified professional advice of a business law firm, but hopefully these tips will help you to understand a little bit more about business law requirements.

Summary: When operating a business, regardless of whether it is a small business or a large corporation, you need to be on top of business law compliance. Even if you hire a business law firm, it’s still a good idea to understand what regulations you must meet.

Matt Bacak became “#1 Best Selling Author” in just a few short hours. Recent Entrepreneur Magazine’s e-Biz radio show host is turning Authors, Speakers, and Experts into Overnight Success Stories. Discover The Secrets To Unleash The Powerful Promoter In You! Sign up for Matt Bacak’s Promoting Tips Ezine ($100 value) just visit his website at or

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Legal Analysis: Civil Law is Easier than Common Law

There are two legal traditions that work as foundations to all-out administration of any country in the world; these legal traditions are; civil law and common law traditions. This is one of the reasons why each country’s legal education as well as any sort of administration are not the same and also one of the reasons why we cannot reach our abstract aspiration: “the world law.” This article will reveal which tradition is easier in term of education and enforcement.

Civil law is easier than common law in both, terms of learning and enforcement, but why?

From the very outset, civil law tradition is a “writing tradition.” Writing means every law or any nationwide effective administrative rule are written down and followed by printing in hard copies (books, journals, periodicals or other media publication) and even the fastest facilities: the internet. Writing makes the learners, the fellow citizens as well as the law enforcement officials easy, because they are able to find the law anytime and anywhere (library, bookstore, newsstand home library, etc) with or without the help from the expert in the field; in contrast, I do not think this ease applies to the common law countries. Above all, civil law is not as complicated like the common law where law or decision is flexible in accordance with the case.

One of the instinctive eases of civil law is that even the person whose brain is totally white with law or any social systematic complication can understand and it is much easier for serious law students who make to clarify or deeply understand and surprisingly, for the law enforcement officials.

The fact that civil law is a written tradition does facilitate me as a law student as well as others, because most of the times I do not need the expert in the fields to explain me every encountering difficulties; everything is literally and clearly written down in the books.

Furthermore, civil law also facilitates judge in making the decision, because he or she must follow a very stern system which are already stipulated in the books. Not just the judge, all the three institution (legislative, executive and judiciary) and the fellow citizens can easily follow what stipulated in the books; this would dramatically ease the conflicts of institutional and private interests.

The case that everything is written down in the civil law traditions, reveals me that it is easier from students from common law countries to study or practice laws in civil law countries, but it is extremely hard for civil law learners or lawyers to study or practice laws in the common law traditions, because civil law is easier to learn than the common law.

This article does not intend to underestimate common law tradition or promote the image of civil law tradition, but just, based on the author’s opinion, to reveal the truth as well as other reasons why each country in one region, continent or different region and continent are still, in term of social administration, are different or very different.

I have been living in Cambodia, a civil law country, for more than twenty years, this would make me very accustomed to this system (civil law tradition), but I strongly feel that my supporting sentiment is right. What do you think? May be I am wrong, because I am not deeply familiar with the common law tradition, if it is so, let the argument begin!

Lay Vicheka is a translator for the most celebrated translation agency in the Kingdom of Cambodia, Pyramid Translation Co.Ltd.. He is now hoding other two professions: freelance writer for Search Newspaper; focusing on social issues and students’ issues and Media Liaison Officer for Asia’s first free on-line IELTS consultation website. Lay Vicheka is the expert author for ezine and prolific article contributor to other websites around the world such as articlecity, 365articles, spiderden, talesofasia, etc (Just google him). He is also a volunteer Cambodian-newspapers columnist (Rasmey Kampuchea and Kampuchea Thmey). Lay Vicheka has great experience in law and politics, as he used to be legal and English-language assistant to a Cambodian member of parliament, migration experience (home-based business) and in writing. He is also member of a New York-based research company. Posting address: 221H Street 93, Tuol Sangke quarter, Russey Keo district, Phnom Penh, Cambodia. Tel: 855 11 268 445,

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Private Law – Basics and Company Law

What is law?

Law can affect many aspects of our lives yet most people living in England and Wales have little understanding of the legal system that operates in these two countries. For many their main awareness comes from newspaper articles with headlines such as Murderer jailed for life, Burglar caught in the act, Young offender goes free. This type of headline appears so frequently that it is not surprising that, when law is mentioned, many people only think of the criminal law and the courts that deal with this type of case. In reality, the law covers an enormous range of situations and the legal system in England and Wales has a variety of courts and methods for dealing with different types of cases.

International & National Law

International law is concerned with disputes between nations; much of this law comes from treaties which have been agreed by the governments of the countries. National Law is the law which applies within a country: Each country will have its own national law and there are often wide differences between the laws of individual countries. This can be shown by the fact that Scotland has its own law and legal system which are quite separate from the law and legal system which operates in England and Wales. For examples, while serious criminal cases are tired my jury in both systems, the Scottish jury has 15 members and the decision can be made by a simple majority of 8-7. In contrast, the jury in England and Wales has 12 members, at least 10 of whom must agree on the decision.

Public and Private law

Within national law there is usually a clear distinction between public and private law. Public law involves the state of government in some way, while private law is concerned with disputes between private individuals or businesses. Both public and private law can be sub-divided into different categories.

Company Law

Company law is very important in the business world: It regulates how a company should be formed, sets out formal rules for running companies, and deals with the rights and duties of shareholders and directors. Employment law covers all aspects of employment from the original formation of a contract of employment to situations of redundancy or unfair dismissal. As well as these areas of private law, there are also laws relating to land, to copyright and patents, to marine law and many other topics, so it can be seen that civil law covers a wide variety of situations.


Like any business, staff are needed to keep the business alive. But what happens when this gets ugly and termination of contracts come into the picture? This is an area in law where alternative dispute resolution has long been used in the shape of ACAS (Advisory Conciliation and Arbitration Service). When any claim is filed at an employment tribunal, a copy of that claim is sent to ACAS who will then contact the two parties involved and offer to attempt to resolve the dispute without the need for the matter to go to a tribunal. ACAS has specially trained conciliation officers who have a great deal of experience of employment disputes.

If you would like more help with this guide please visit the forum

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Tips to Getting Loan Assistance From Loan Modification Lawers

A couple of years ago, President Barack Obama of the United States introduced the Federal Loan Modification Program as a way to mitigate the effects of the collapse of the housing market. The United States Treasury allocated over $75 billion for this Federal Loan Modification Program, which aims to rework or modify up to 4 million in distressed American mortgages. As reported by Forbes and disclosed by the project’s goals and objectives, the program will “use blunt cash incentives to get servicers, lenders, investors, and borrowers to rework distressed mortgages into ones with lower more manageable payments equal to 38 percent of a borrower’s income.” Just ask any one of the numerous loan modification lawyers out there, and they’ll agree with President Obama and the U.S. Treasury that loan adjustment is a great way to relieve the burden that financial obligations bring.

As any foreclosure defense lawyer will tell you, a loan adjustment program will really help out a person facing deep trouble brought about by financial obligations. For instance, in the case of the aforementioned Federal Loan Modification Program, loan adjustment is meant to restructure the mortgages of those 4 million homeowners so that creditors won’t have to foreclose on their homes.

What is loan modification?

According to Investopedia, a loan modification is basically a “modification or adjustment to an existing loan made by a lender in response to a borrower’s long-term inability to repay the loan.” Usually, as per loan modification lawyers, this can involve one or a combination of the following loan adjustment strategies:

1. Extending the time period of the loan or when it has to be repaid.

2. Reducing the interest rate or adjusting the payment options of the loan.

3. Changing the loan or modifying it into a different type of loan altogether.

4. Reducing late payment fees and penalties.

5. Putting a cap on the monthly payment that is equivalent to a percentage of the household income.

6. Reducing the principal.

The loan modification programs available to a borrower will depend largely on the state he or she is in at the time of loan adjustment application, whether the borrower is current, late, bankrupt, in default, or in foreclosure.

Ultimately, lenders offer these various loan adjustment programs to borrowers who cannot pay on time, as a performing loan where a borrower consistently pays on time is more valuable than the amount a lender makes off a foreclosure sale. According to an article in CNN Money by Les Christie, a lender is motivated to offer better loan adjustment terms to a borrower because of the expectation and prospect that a performing loan is more valuable in the long run than the proceeds taken from the sale of a foreclosure.

For anyone who is looking at a prospective foreclosure or any other penalty caused by difficulties with loan obligations, loan modification lawyers advise to get assistance through a loan adjustment program. Or if that isn’t available, assistance can be received from a foreclosure defense lawyer, who will make sure that your financial obligation can be helped.

Imelda Dilick is a bank employee who has had the experience of working with loan modification lawyers, and knows first-hand how effective a foreclosure defense lawyer is at helping people with financial obligations.

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Michigan Law Schools – How to Find & Get Into a Great Law School in Michigan

There are six great law schools in the State of Michigan. These include the Ave Maria School of Law in Ann Arbor, the University of Detroit Mercy School of Law in Detroit, the University of Michigan Law School in Ann Arbor, the Michigan State University College of Law in East Lansing, the Thomas M. Cooley School of Law in Lansing, and Wayne State University Law School in Detroit.

Of course, not all Michigan law schools are alike, and in choosing a Michigan law school – as you would with any school – you should make sure that you are making the correct choice for YOU. Unfortunately, far to many prospective law students fall into the trap of letting magazines and artificial law school rankings make the choice for them. If you were to do that, you might focus on the University of Michigan Law School, which admittedly enjoys an outstanding national reputation, to the exclusion of several other excellent law schools in Michigan or elsewhere.

One of the things I try and emphasize to students trying to select a law school is that you get a very similar education no matter where you go. The “elite” schools will never admit that, but its true. Moreover, having been a practicing lawyer now for almost 10 years, I assure you that where you went to law school will very quickly become virtually meaningless to your employers and colleagues. I’ve known great lawyers and terrible lawyers who went to great schools – and I’ve known great lawyers and terrible lawyers who went to no-name night schools.

Therefore, if you’ve decided you want to go to law school in Michigan, you should carefully analyze which of the excellent choices will be the best law school for you. If your aim to get a high-paying job in Manhattan immediately after graduation, the University of Michigan Law School is probably a place you should target. On the other hand, if you’re looking to set up a local practice on of the smaller local schools may be your best choice.

Although the substance of what you will learn is largely the same at every school, the environment is definitely not. That’s why, if you’ve decided you want to go to a Michigan Law School, you should visit every school you’re considering to get a feel for the campus and physical surroundings. You should also speak with some students to see what they have to say about the atmosphere. Some law schools are definitely more friendly that others.

No two Michigan law schools are created alike, just as no two law students are created alike. Finding a good match should be your top priority. You’re going to spend three years of your life and tens of thousands of dollars – regardless of which Michigan law school you select – and you should do everything possible to make sure its not a miserable investment.

When I was choosing which law school to attend I spent hundreds of hours and thousands of dollars researching and in many cases visiting the eleven schools that made my final list. In the end, I didn’t choose the highest ranked or most prestigious school I got into, but I did choose the best law school for me. And I made the right choice.

This is just one of the many topics I discuss in my ebook Covert Tactics for Getting Into the Law School of Your Choice and in the Covert Tactics Law School Newsletter, both of which are available at my website.

This article may be freely reprinted or distributed in its entirety in any ezine, newsletter, blog or website. The author’s name, bio and website links must remain intact and be included with every reproduction.

H. Jefferson, Jr. is an expert on on law school admission, having applied to and been admitted by 11 of the top law schools in the United States. To learn more about the the techniques and strategies you can use to get into the law school of your choice, visit []

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